:root{--ink:#102033;--muted:#5f6f82;--line:#dfe6ef;--brand:#113d67;--accent:#0b7a75;--warm:#f6b24b;--bg:#f7f9fc;--paper:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto;border-radius:6px}table{width:100%;border-collapse:collapse;overflow:auto;display:block}td,th{border:1px solid var(--line);padding:10px;vertical-align:top}.skip-link{position:absolute;left:-999px;top:auto}.skip-link:focus{left:16px;top:16px;background:#fff;padding:10px;z-index:9}.topbar{background:#0c2238;color:#fff;font-size:14px}.wrap{width:min(1120px,92vw);margin:0 auto}.topbar .wrap,.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.topbar a{color:#fff}.nav{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:5}.brand{font-weight:800;font-size:20px;color:var(--ink);padding:15px 0}.menu{display:flex;gap:18px;flex-wrap:wrap;align-items:center}.menu a{font-weight:700;color:var(--ink)}.cta{display:inline-block;background:var(--accent);color:#fff!important;padding:10px 15px;border-radius:6px;font-weight:800}.hero{background:linear-gradient(120deg,#123b63,#0b7a75);color:#fff;padding:70px 0 55px}.hero h1{font-size:clamp(34px,5vw,56px);line-height:1.08;margin:0 0 14px;letter-spacing:0}.hero p{font-size:19px;max-width:720px;margin:0 0 24px;color:#edf8f7}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero .ghost{border:1px solid rgba(255,255,255,.6);color:#fff;padding:10px 15px;border-radius:6px;font-weight:800}.band{padding:54px 0}.band.alt{background:var(--bg)}.grid{display:grid;gap:18px}.grid.three{grid-template-columns:repeat(3,1fr)}.grid.two{grid-template-columns:repeat(2,1fr)}.card{border:1px solid var(--line);border-radius:8px;padding:22px;background:#fff}.card h3{margin-top:0}.section-title{font-size:30px;line-height:1.2;margin:0 0 18px}.lead{color:var(--muted);max-width:780px}.post-list{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.article{padding:42px 0}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:32px;align-items:start}.content{font-size:17px}.content h1,.content h2,.content h3{line-height:1.25;color:#0d2945}.content h1{font-size:34px}.content h2{font-size:26px;margin-top:34px}.content ul,.content ol{padding-left:24px}.sidebar{position:sticky;top:82px}.whatsapp-query-form{display:grid;gap:10px;margin:18px 0;padding:18px;background:#f7f9fc;border:1px solid var(--line);border-radius:8px}.whatsapp-query-form input,.whatsapp-query-form textarea{width:100%;padding:12px 14px;border:1px solid #cdd8e5;border-radius:6px;font:inherit}.whatsapp-query-form button,.trd-btn{cursor:pointer;background:var(--accent);color:#fff;border:0;border-radius:6px;padding:12px 16px;font-weight:800}.footer{background:#0c2238;color:#dbe7f3;padding:46px 0 24px}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:26px}.footer h3{color:#fff;margin-top:0}.footer ul{list-style:none;padding:0;margin:0}.footer li{margin:8px 0}.copyright{border-top:1px solid rgba(255,255,255,.18);margin-top:28px;padding-top:18px;color:#adc1d6}.notice{background:#fff8e8;border-left:4px solid var(--warm);padding:14px 16px;border-radius:6px}.mobile-actions{display:none}
@media(max-width:850px){.grid.three,.grid.two,.post-list,.article-layout,.footer-grid{grid-template-columns:1fr}.sidebar{position:static}.hero{padding:48px 0}.menu{gap:12px}.mobile-actions{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:7}.mobile-actions a{flex:1;text-align:center;background:var(--accent);color:#fff;padding:12px;font-weight:800}.mobile-actions a:first-child{background:var(--brand)}body{padding-bottom:48px}}